Your dedicated partner in acquiring, protecting, and managing valuable assets across Kenya.
Luminary Mtaji Partners was founded with a singular goal: to bridge the financing gap for Kenyan businesses and individuals striving for growth. We understand that acquiring commercial vehicles, heavy machinery, and farm equipment can be a significant hurdle.
That is why we created a streamlined, transparent, and flexible financing model. By offering up to 90% financing and extending repayment periods to 72 months, we ensure that you retain your working capital while putting your new assets to work immediately.
To provide accessible, affordable, and tailored asset financing solutions that empower our clients to scale their operations, create employment, and contribute to the economic growth of Kenya.
To be the premier and most trusted asset financing partner in East Africa, recognized for our innovative products, exceptional customer service, and unwavering commitment to client success.
We operate with absolute transparency, ensuring no hidden fees and clear communication.
Fast approvals and quick disbursements because we know business doesn't wait.
We don't just finance assets; we build long-term relationships for mutual growth.
We primarily finance commercial vehicles, heavy construction machinery, and agricultural equipment. This includes trucks, matatus, excavators, tractors, and company delivery vans.
We can finance up to 90% of the asset's value for brand new vehicles and equipment, and up to 80% for used or second-hand assets, depending on the appraisal and your credit profile.
Once all required documentation is submitted, our typical approval process takes between 24 to 48 hours. We pride ourselves on agility to keep your business moving.
Our flexible repayment periods extend up to 72 months, allowing you to choose a schedule that comfortably matches your business cash flow.
No. Integrity is one of our core values. All applicable fees, interest rates, and charges will be transparently outlined in your financing agreement before you sign.
Yes, we consider applications from startups provided they have a solid business plan, a clear revenue model, and meet our minimum down payment requirements.
We offer Comprehensive Insurance Cover which can be bundled directly into your financing plan, ensuring your asset is protected from day one without requiring a separate upfront premium.